Shoddy Short-Term Plans Rosendale Backs Panned by Health Care Groups

montanademsNews

Helena – A new analysis out today found that health care premiums would likely be going down, by an average of more than 4%, if not for the expansion of  short-term plans combined with provisions in the tax law – both of which East Coast developer and State Frauditor Matt Rosendale wholeheartedly supports.

After the announcement of the new rule expanding shoddy short-term plans yesterday, many in the healthcare industry warned that “skinny plans will leave customers with big medical bills they weren’t expecting.”

Health care groups are “largely opposed” to the new Rosendale-backed rule, cautioning that it could “expose patients to unexpected bills” and “fracture” the current healthcare system.

Blue Cross and Blue Shield said that expanding the availability of and duration of short-term plans that provide much less coverage than our current healthcare system could “harm consumers, both by making comprehensive coverage more expensive and by leaving some consumers unaware of the risks of these policies.”

Blue Cross and Blue Shield has also called for short-term plans to be limited to six months, not the new limit of up to one year with the possibility of renewal for up to 36 months.

These shoddy plans typically have lifetime caps on coverage and since they aren’t required to cover prescription drugs and substance abuse treatment, few do.

Barely half of short-term plans cover mental health care and not a single one covers maternity care.

By promoting shoddy plans like these, Rosendale is failing to protect Montana consumers – his job as Montana’s Insurance Commissioner.

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