Report: Daines’ Junk Health Care Plans Force Montanans to Pay for Lifesaving Treatments 

Rachel Prevost2020, Daines, News, Republicans

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Thursday, June 25, 2020

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Report: Daines’ Junk Health Care Plans Force Montanans to Pay for Lifesaving Treatments 
 

Helena, MT – As Republicans file briefs in support of the Supreme Court lawsuit to sabotage the Affordable Care Act and toss 112,000 Montanans off their health coverage, a new report reveals that short-term junk health insurance plans which Senator Steve Daines voted to expand “force many to pay for lifesaving treatments.” 

These plans allow big insurance companies to push bare-bones health care plans that exclude protections for pre-existing conditions and aren’t required to cover treatment for COVID-19, “leaving consumers on the hook for hundreds of thousands of dollars.

Now Montanans are paying the price for Daines and his Republican friends’ cruel health care sabotage – in the middle of a global pandemic. 

Wall Street Journal: Shorter-Term Health Plans Force Many to Pay for Lifesaving Treatments, Report Finds
By: Stephanie Armour 

Highlights

Many consumers have been forced to pay for their own lifesaving treatment under shorter-term health plans that have seen enrollment jumps since the Trump administration relaxed restrictions on them, according to a report to be released Thursday by House Democrats on the Energy and Commerce Committee.

The short-term plans don’t have to comply with the 2010 Affordable Care Act, so they often exclude coverage for pre-existing conditions and charge women more for the same coverage, the yearlong investigation found.

These plans have proliferated since August 2018 when the Department of Health and Human Services issued a rule expanding access, one of the most significant steps to undercut the ACA after GOP lawmakers in Congress failed to repeal it in 2017.

In its review of consumer complaints against insurers selling short-term plans, the committee reported that it found numerous examples of patients who were denied coverage for treatment, leaving consumers on the hook for hundreds of thousands of dollars.

“Coverage limitations vary greatly from plan to plan and insurer to insurer, and limitations are not made clear in marketing materials, making it extremely difficult for consumers to understand what they are purchasing,” according to a summary of the report.

The committee’s investigation found that, on average, less than half of the premium dollars collected from consumers are spent on medical care, unlike ACA-compliant individual market plans, which are required to spend at least 80% of all premium dollars on health care. 
 

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